How could someone who's been reborn be optimized?

Chapter 63: Another round of fleecing!

Chen Yuanzhou led the couple into the residential area, and the two looked around as they walked.

Yijingyuan is located away from the main road and separated from the road by a scenic river, making the community feel quiet and pleasant.

Ye Xiu thought for a moment, then whispered to his wife, "I did the math, 490 million per unit is over 11000, that's not cheap!"

"Didn't you hear Manager Chen say it's a luxury renovation?" Fan Wenli rolled his eyes at him. "Didn't the renovation companies we talked to before all say that a million for a townhouse renovation is nothing special, two million is just for show, and only three million is considered decent?"

"If it's truly a luxury renovation, even with depreciation, it should be worth at least a million, right? So it's not expensive at all."

Ye Xiuxue: "..."

He smiled bitterly to himself, thinking, "Wasn't it because you hesitated so much last time that you didn't buy that house?"

This change in attitude today is too drastic!

Indeed, the only constant about women is their fickleness...

"Hmph~" Fan Wenli glanced at her husband's expression and knew exactly what he was thinking. She said directly, "Things have changed. Interest rates have been cut twice this month alone. If we don't buy now, we'll never be able to afford a big house in our lives!"

"Okay, okay, you're right!"

Ye Xiuxue smiled.

As they spoke, the two had already followed Chen Yuanzhou to the front of the house and watched him take out his key to open the door.

The couple were stunned by what they saw the moment they stepped inside!

A spacious entryway, gleaming marble floors, exquisite crystal chandeliers, and luxurious European-style furniture…

When he finally saw the elevator next to the stairs, he was speechless.

The apartments they looked at before were either unfurnished or simply renovated for rent; Zhou Yun's apartment had the best renovation.

But all those houses, in terms of decoration alone, would be reduced to rubble by this 16-1!

Only this level of decoration can be called a "luxury home"!

Chen Yuanzhou said at the right time, "Actually, the landlord was originally worried about leaving the keys in our store, after all, the appliances and furniture in the house are quite valuable."

"Although it's listed for sale, he still hired a housekeeping company to come and clean every week. He keeps the key with us, which makes things more convenient for the housekeeping company."

"Tsk tsk tsk~" Fan Wenli stood in the kitchen and looked around. Apart from clicking his tongue in amazement, he was speechless.

Ye Xiu asked curiously, "Manager Chen, if it's already up for sale, why do we still need to clean it? And since it's such a valuable house, why put it up for sale in the first place?"

"That's right," Chen Yuanzhou replied. "The landlord has moved to Shanghai, but his child is still studying at university in Jiangcheng. So before the house is sold, he will occasionally come back to visit his child and stay for a while. Therefore, he will take the keys back when he comes back and leave them with us when he leaves."

"However, I recently heard that their house in Shanghai has been renovated, so this house will probably be completely vacant from now on."

Ye Xiu nodded and looked at the document with his wife.

Chen Yuanzhou followed them without offering any further explanation. He was well aware of the house's destructive power, and any verbal description would be inadequate.

Throughout the house viewing, the couple was constantly amazed…

Yijingyuan was built several years later than Qinchunjiayuan, so the design concepts are completely different.

This terraced house has three floors above ground and two floors below ground.

The landlord installed a home theater, gym, bar, and activity room on the first basement level, while the second basement level is a garage that can park two cars.

Because of the five floors, an elevator was installed.

The couple spent almost 20 minutes carefully examining the entire house…

Finally, the two stood on the third-floor terrace, looking south towards the clear scenic river. In the far distance, they could see the busy main road, Gushan Road, but they could not hear any noise.

"Manager Chen!" Fan Wenli and Ye Xiuxue exchanged a glance before Fan Wenli said solemnly, "I want this apartment, but... the price of 490 million is indeed a bit beyond our budget. Could you help us discuss it with the landlord?"

"After all, there are taxes and fees involved, so the total price should be over 500 million, right?"

Chen Yuanzhou nodded and sat down at the tea table on the terrace to start calculating. The couple followed suit, eagerly awaiting his arrival.

Differential business tax: 50400

Deed tax 3% = 147000

Stamp duty 0.05% × 2 = 4900

Transaction fee: 6 yuan/㎡ = 2556

Consulting service fee: 98000

Total: 302856

"The total price should be 5202856," Chen Yuanzhou said, placing the tax calculation sheet in front of the couple. "The landlord bought this house at a high price in 2005, spending 400 million yuan at the time. According to him, the renovation also cost nearly 300 million yuan."

"If housing prices hadn't dropped significantly this year, he really wouldn't have been willing to sell at this price."

Upon hearing this, the couple looked at the list and fell silent…

Fan Wenli then took out his phone, opened the calculator, and did some calculations. Somewhat embarrassed, he said, "Manager Chen, the down payment plus taxes will total around 130 million. But we only have about 130 million on hand right now..."

"We really love this house, but if we spend all the money we have, there's no room for maneuver!"

Fan Wenli spoke very sincerely, even revealing his own financial situation.

She said earnestly to Chen Yuanzhou, "Manager Chen, I hope you can help me!"

After thinking for a moment, she added, "I'm sorry, I was too fussy last time and may have made you a little unhappy. How about this, you don't need a discount on your service fee, just a little bit lower from the landlord's price, just a tiny bit!"

Seeing his usually assertive wife adopting such a humble attitude, Ye Xiuxue felt a pang of sympathy. Since she was already considering doing everything in her power to secure the house, he couldn't help but chime in, "Manager Chen, our income isn't actually low. In just two or three months, we'll be much better off financially."

"But now, it's just a little bit of time left... I really hope you'll put in the effort!"

Seeing that the couple had already spoken like this, Chen Yuanzhou understood them completely.

But he still replied, "Gentlemen, as I just told you, the landlord is already losing money at this price, so he specifically instructed us that there is absolutely no room for negotiation on the price."

Seeing the despair on the couple's faces after he finished speaking, Chen Yuanzhou thought for a moment and then asked, "How is your ability to repay the loan?"

"Can you afford to increase your monthly payment a little?"

Fan Wenli quickly replied, "No problem! Our combined monthly income is fifty to sixty thousand."

"Well..." Chen Yuanzhou smiled, "we can think of a way to address the payment method."

"Really?" The couple were overjoyed!

Chen Yuanzhou nodded: "Actually, as long as the amount the landlord receives remains the same, the taxes can be included in the total price, and then the landlord can pay the taxes."

"In this way, it's like taking out a loan for taxes and fees. The monthly repayment amount might be more than a thousand higher, but the initial payment will be much less."

As he spoke, Chen Yuanzhou began to calculate again, and then presented the results to the two of them.

Fan Wenli took it and looked at it, somewhat surprised, and said, "106 million? Only 106 million?"

"Yes," Chen Yuanzhou said with a smile. "I've calculated it. The service fee is 98000. If I hand it all over to the company, my personal commission will be around 4."

"So I was thinking, why don't you just give me my commission privately? That way, the service fee would only be 25000."

"This round trip will save you over 3 yuan. Then I'll talk to the landlord and sign a contract for around 513 million yuan, with the landlord paying the taxes. So..."

"The down payment you need is only 20% of 513 million, plus the 4 I receive, which should be a little over 106 million."

"This way you can still keep more than 20 yuan on hand for working purposes."

"What do you think?"

After listening to his words, Ye Xiuxue and Fan Wenli got up and walked to the other side of the terrace, where they whispered to each other for a moment.

When they returned to Chen Yuanzhou, Fan Wenli beamed and said, "Manager Chen, we'll do as you said!"

"That feels good!" Chen Yuanzhou thought, smiling even more happily than Fan Wenli!

Whether you fleece one person or a group, it's still fleecing!